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Retirement - Who Can Afford To?
Study shows nearly one-third aged 51 to 61 will not be prepared for retirement.NEW YORK - Nearly one-third of baby boomers ages 51 to 61 are at risk of not having enough in savings to finance a comfortable retirement, according to a study being released Tuesday by the Center for retirement Research at Boston College. Study evaluated the same 51-61 age group, but looked at their finances in 2004, and found 32 percent to be "at risk" for not being able to maintain their preretirement standing of living in retirement.
And, women's ability to save for their retirement continues to be compromised by the fact that they more often fall in the category of low-income earners," said Marc Renaud, president of SSHRC. "They make up the majority of part-time or seasonal workers, homemakers and caregivers for their families, including their aging parents."The statistics are damning. According to Oprah's money-management experts, "70% of Americans are living paycheck-to-paycheck,

 

and more homes are being foreclosed today than at any other time in history." If most North Americans are living paycheck-to-paycheck, how can they possibly think about setting anything aside for retirement?

Even though youíve put it off this long, itís never too late to come up with a retirement plan.

Most North Americans think they only have two choices ó to save more or to work longer. Not true. You can invest in a profit sharing business that will earn you $1000/month, or more, guaranteed, in 1-2yrs.

Don't buy into the belief that the only way you can retire is to work longer, work harder, or work til the end. Take control now, take action. By putting as little as $50.00/month into a retirement profit-sharing plan, you will earn $1000/month, or more, in as little as 1-2yrs. You have nothing to lose, and everything to gain by taking 5 minutes out of your day to look at this plan

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