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The Time To Consolidate Your Student Loans Is Now
By Tim Knox
I don't know if you're a fan of financial guru and radio show
host Dave Ramsey, but I certainly am.

I listen to Ramsey every day and find his advice to be based on
common sense principles for getting out of debt and building

One thing that Ramsey recommends is that if you have high
interest student loans, you should refinance and consolidate them
now to lock in a reduced interest rate and lower your monthly

Other financial pundits agree. Most agree with Ramsey that the
sooner you consolidate and refinance old high interest student
loans, the better off you will be.

I don't have student loans (no college would have me :o), but
many of my friends do.

I live in a very high tech area with lots of degreed engineers
and programmers and scientists, many of whom owe tens of
thousands of dollars in old school loan debt.

If you have student loans the time to think about refinancing is

Federal student loan interest rates are at an all time low, but
that can't last forever.

By refinancing your student loans now, you lock in the interest
rate for the duration of the consolidation loan.

The first thing you need to do is find out if you are eligible
for student loan consolidation.

On a referral from a friend, I found one online organization that
offers a free survey that will tell if you are eligible for a
federal student loan consolidation.

This organization says their average customer saves $150 a month
or $1,800 annually. That can add up to one heck of a savings
over the life of a 5 to 10 year loan.

Simply complete the online survey found at the link below to see
if you are eligible to consolidate your student loans.


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This page was updated on Nov 2009 and is Copyright © 2003 by Global Com Consulting Inc.