Performance Car Insurance
If you are the new owner of a high performance vehicle you will appreciate the value of also having high performance car insurance that meets your requirements for value as well as ensures that your vehicle is adequately covered. Unfortunately many companies either refuse to provide insurance for high performance cars or their prices are very high and many owners find it frustrating to have to pay so much for their high performance vehicle car insurance.
Whether you drive you car in rallies or to work you will need to make sure that you are well insured and covered for all possibilities. You will have the usual choices i.e. fire and theft, liability, comprehensive and of course the deductibles. The deductible is the amount you pay before the car insurance company will begin paying on the claim. The higher you make the deductible, the lower your premiums generally are as well.
When you are looking for car insurance for your high performance car, it pays to deal with a company who understands these vehicles, provide fast efficient online service and has car insurance products that provide insurance cover for kit built cars, classic cars, prestige cars, imported cars and modified cars. You may need to have your car appraised, if it is a kit ca or you have had substantial modifications to it. If you have any doubt request that the car be appraised, including detailed picture of any modifications you may have completed. With this appraisal you will have a clear acceptable record from an unbiased 3 rd party who can substantiate your value in the car long before you may any claim on your insurance. To be unbiased, you also need to make sure that both yourself as well as your potential insurance company accept the appraiser.
All drivers have a variety of alternatives to assist them in decreasing their insurance costs. Factors such as whether you drive your performance vehicle to work every day, or drive it in rallies and races, will have a significant impact on the cost of your insurance. Since performance cars are so valuable as well attractive to theft, clients would be encouraged to park their cars in safe conditions, preferably in a locked garage when not in use. Not only will this protect your car, it may also allow you to decrease your car insurance cost as well.
There are also other types of discounts you may be eligible for if your vehicle has these particular options. These include no claims discounts, immobiliser discounts, limited mileage discount, windscreen cover and other personal accident covers. When you meet or discuss these discounts with your agent, feel free to discuss all of these potential discounts. You may just save quite a bit of money.